Flexible payments
Choose a payment plan that works for your budget.
Smartphone financing, made clear
Get the phone you want.
Pay in easy instalments.
Choose your favourite smartphone, make your initial payment, and pay the remaining balance in manageable instalments.
✓ Flexible plans✓ Quick application✓ Genuine devices✓ Kenyan support
Plans from KSh —Configured by MobiKopa
01Galaxy
MKiPhone
✦Redmi
Popular brandsApple · Samsung · Xiaomi · Tecno
Genuine smartphones
Shop quality smartphones from recognised brands.
Simple application
Apply online without complicated paperwork.
Local support
Get assistance from the MobiKopa support team.
Explore the collection
Popular smartphones
Choose your phone and see how much you can pay upfront and in instalments.
Make a plan
See your payment plan before you apply.
Select a phone, deposit, and period. The figures below are estimates and can be updated from the admin settings once your business rates are confirmed.
iFinal pricing, fees, and approval terms are confirmed during application.
Financing calculator
EstimateBuild your plan
Cash priceKSh —
DepositKSh —
Amount financedKSh —
Estimated paymentKSh —Total payable: KSh —
Simple from start to finish
How MobiKopa works
Four clear steps to help you get moving with confidence.
Choose your phone
Browse our available smartphones and select the model you want.
Choose your plan
Select the payment period and frequency that suits you.
Apply online
Complete the application with your personal and delivery information.
Get your phone
After approval and your initial payment, receive or collect your device.
Built around clarity
Why choose MobiKopa?
We are designing a straightforward way to shop for a smartphone and understand the payment plan before you apply.
Learn about MobiKopa ↗01Transparent plans
Clear deposit, rate, period, and fee information.
02Genuine devices
Product details and availability shown upfront.
03Local support
Reach the team through configurable Kenyan email support.
04Secure by design
Sensitive information is handled through protected server workflows.
Need to know?
Questions, answered clearly.
We keep the important details visible so you can make an informed choice.
Visit the FAQ ↗How long does the application process take? +
Our application process typically takes 3-5 minutes to complete online. Most applications receive approval within 3 hours during business hours.
What documents do I need to apply? +
- Valid Kenyan ID or passport (Scanned copies - front and back)
- Recent passport photo (or a fresh Selfie)
- KRA PIN Number
- 6-Months' M-Pesa statement
What are the eligibility requirements? +
You must be 18+ years old, a Kenyan citizen or resident, have a verifiable source of income, and provide a guarantor
How is the device delivered? +
We deliver nationwide within 24-48 hours in Nairobi and 2-5 days in other major towns. Delivery is free for orders above KES 50,000.
Can I return or exchange the device? +
Yes, you have 7 days to return or exchange the device if it has manufacturing defects. The device must be in original condition with all accessories.
Can I track my loan balance online? +
Yes! Once registered, you can log into your account to view your loan balance, payment history, and upcoming due dates.
How can I make payments? +
MobiKopa customer web portal (Log in from our website)
How do I get my loan statements? +
You can download your loan statements anytime from your online account, or we can email them to you monthly.
How do I apply? +
Choose a phone, select a plan, then complete the guided application with your contact and delivery details.
Are the figures final? +
Calculator figures are estimates until your configured financing rules and application terms are confirmed.
Need a hand?
Email MobiKopa.
Ask about a phone, payment plan, or application step.